Union Plus Credit Card Advantages
By: Anne Durrell
Labor strikes are inevitable and during the strike, striking workers are not paid or in a worse case scenario, some get laid-off. Where would you be without a Union Plus Credit Card? This credit card offers you flexible solutions during troubled times.
The Union Plus Credit Card
In the US, the Union Plus Credit Card is the sole credit card recognized for this sector with limited or average credit. To get this card, you must be a member of any of the AFL-CIO Unions.
When a strike happens, you are allowed to skip payments up to three months successive. But make sure that the strike or 30-days lock out is union-sanctioned because if it isn't you are cannot enjoy skip payment months offered by a Union Plus.
This HSBC Union Plus Card does not charge annual fees and best of all offers the lowest introductory rate possible at 8.99% variable charged on balance transfers and this remains in effect until the time loans are paid during the first three months of your membership. Union members are strictly required to pay their monthly balance in full each month to enjoy the low interest rate on their credit card.
They also enjoy a fixed rate of 19.99% to 18.99% on cash advances. The minimum fee is based on the cardholders' credit histories. If you maintain a good credit record, you become eligible for the platinum or gold edition of the Union Plus Credit Card which comes with lower interest rates!
Additional Benefits
There is a long list of added benefits from the Union Plus Credit Card such as online access to your account information, skip payment options, strike payment protection, fraud protection services, and protection from liability for unauthorized transactions. There is the eligibility for a Union Plus Scholarship, plus a maximum of up to $100,000 travel accident insurance.
Union Plus Credit Card holders get the chance to pursue secondary education or win awards to affordable schooling for themselves or for their family members. This is the biggest plus factor from the Union Plus Card. With all these advantages from the Union Plus Card, it is small wonder why workers are lining up for the card.
The only lowdown on a Union Plus Credit Card is you cannot get it if you are not a member of a union affiliated with Union Plus Card. But as long as you are 18 years old and a member of workers' union in your locality, you can get this Union Plus Credit Card.
With three million cardholders, what do you expect? People are enjoying their Union Plus Credit Card and that alone guarantees your satisfaction with this credit card.
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