Citicard

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Get More Choices/Benefits from Citicard


By: Anne Durrell

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Citicard offers flexibility. For those with good or bad credit history, Citicard has something to offer while guaranteeing a wide range of services for consumer satisfaction.

The Advantages

Citicard offers a variety of credit cards for different needs. You can choose from the following -Diamond Preferred Rewards, Citi Cash Returns Card, Citi Select, and Citi Premier Pass. Each card has different features that can be useful whatever your financial situation is.

If you don't want to be paying an annual fee, you can get Citi Diamond Preferred Rewards or Cash Returns. As an added bonus from Citi Diamond Preferred Rewards, you can enjoy any of the following, automatic travel accident insurance, price protection, travel and emergency assistant services, and auto rental insurance. Details however are provided upon membership with Citicard.

Cash Returns entitles you to a full one percent cash return or you can enjoy a 20 percent cash back bonus on all purchases during the first 12 months of your membership. How does receiving a fifty dollar check every time you earn a fifty dollar cash back appeal to you? With money becoming tighter in this troubled economy, you cannot refuse the offer.

These two cards offers a variable APR of 11.99% but this will vary according to your application and of course, your credit history. If you have issues with your credit score, the citicard Premiere Pass can be issued without much trouble.

Here's more from Citicard -- for the platinum select, you don't have to have a cosigner or a minimum income there's the zero percent APR for the first six months and the card can be used for internet transactions.

Citicard AAdvantage allows you to redeem your 25000 miles travel on American Airlines, American Connection, and American Eagle. Think about these - these miles don't expire and there are no blackout dates making it convenient for you to book travel any time. Should you be prevented from taking any of the flights billed to your Citicard, you get $1,500 for your troubles.

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More Advantages

Students, business people, self-employed individuals, and small business owners are qualified to get a Citicard. The travel rewards can benefit everybody and there's money saved from all that jet-hopping for business or for pleasure or spending on business or office supplies.

If credit card companies have been nixing your applications, it will be hard for you to restore your credit rating from bad to good. Since it is no problems to get a Citicard for your type of credit history, you can fix your credit rating with a Citicard by paying your bills on time. You can later on get another credit card, but eventually you will be opting for another card.

 


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